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You and your spouse are in good health and have reasonably secure careers. Each of you makes about $40,000 annually. You own a home with a mortgage of $80,000, and you owe $15,000 on car loans, $5,000 in personal debts, and $4,000 on credit card loans. You have no other debts. You have no plans to increase the size of your family in the near future.

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ofentsemaphalla

Answer:

$52 000 in total insurance

Explanation:

Using the DINK Method.

One half of mortgage $ 40,000

One half of car loan $7,500

One half of personal debts $2,500

One half of credit card loans $2,000

Therefore the total insurance need will be $ 52,000

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