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13-12-2022
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Which of the following taxpayers may potentially qualify for the Retirement Savings Contributions Credit (Saver?s Credit)? (Assume that all are over the age of 18, not claimed as a dependent on another's return, and not a student.)
Alice and John are a married couple filing a joint return. Their modified adjusted gross income is $42,762. Alice contributed to a Roth IRA.
Larry will use the single filing status. His modified adjusted gross income is $27,000. His employer made contributions on his behalf to a simplified employee pension (SEP) IRA.
Maurice will use the head of household filing status. His modified adjusted gross income is $54,000. He contributed to a traditional IRA.
Victoria and Evan are a married couple filing a joint return. Their modified adjusted gross income is $72,000. Victoria made voluntary contributions to her company's 401(k) plan.

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