Your sister Reagan has her paycheck direct deposited into her checking and savings accounts each pay period. She asks you how she should split her paycheck between the two accounts. What is the best advice you could offer her to encourage her savings habit?

A. Direct deposit the full amount of the check each month into her checking account and then decide later how much to put into savings

B. Add at least 95% of her paycheck to her checking account and 5% to her savings account because you know that saving is hard for her

C. Add at least 10-20% of her paycheck to her savings account and the remaining 80-90% to her checking account

D. Do not have her paycheck direct deposited since it is NOT a secure way to transfer money