Funding the nest egg shortfall AaAa? Determining Retirement Shortfall Ryan and Rebecca are taking a personal finance course. They have calculated their projected retirement income and investment needs. Based on their calculations and taking into account their Social Security and pension incomes, they have a projected shortfall of $5,250.00 per year. They have 30 years to retirement. The impact of the inflation factor Continuing their worksheet, they consult a friend, economics professor Dr. Garcia, who believes that they can expect the average annual inflation rate to be 5%, possibly 696 tops. Calculate their inflation-adjusted annual shortfall at 5%. Then recalculate the shortfall based on the top rate provided by Dr. Garcia. Inflation-adjusted annual shortfall at 5%; Inflation-adjusted annual shortfall at 6% $ You can use the following dropdown menu to identify the necessary future value interest factors. Future Value Interest Factors