All of the following are true of the Coordination of Benefits Provision under a group plan, except:
Secondary carriers will only pay claims that are in excess of the primary carrier's responsibility
In a spousal situation, the insurer for the claim of an employee is primary, with the spouse's plan being secondary
It is a method of determining primary and secondary coverage when an insured is covered by more than one group policy
In the event children are covered under two group plans, the insurer for the parent who is the oldest is primary, and the other parent's plan is secondary